|
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| Checking
Account Product Information |
Regular Checking Account
Minimum
Deposit to
Open Account |
$150.00 |
| Deposits |
No
limit on the amount or number |
| Withdrawals |
No
limit on the amount or number |
| Service
Charges |
Fee
of $7.00 per month if balance falls below the minimum,
no per-check charge |
| Minimum
Balance |
$500.00
minimum daily ledger balance |
| Interest |
There
is no interest paid on this account |
| Statements |
Check
imaging is offered free of charge. There is a $3.00 per month
charge if you choose to receive canceled checks in your
monthly statement |
| Other
Features |
Unlimited
free access at Lindell Bank ATM’s and participating
merchants
Free debit card
24 hour access to account information by phone or Internet |
Personal Service Checking Account
Minimum Deposit
to
Open Account |
$150.00 |
| Deposits |
No
limit on the amount or number |
| Withdrawals |
No
limit on the amount or number |
| Service
Charges |
Fee of
$4.00 per month and .20 per-check paid |
| Minimum
Balance |
No
minimum balance required |
| Interest |
There
is no interest paid on this account |
| Statements |
Check
imaging is offered free of charge. There is a $3.00 per month
charge if you choose to receive canceled checks in your
monthly statement |
| Other
Features |
Unlimited
free access at Lindell Bank ATM’s and participating
merchants
Free debit card
24 hour access to account information by phone or Internet |
Premium Checking Account
Minimum Deposit
to
Open Account |
$150.00 |
| Deposits |
No limit on the
amount or number |
| Withdrawals |
No limit on the
amount or number |
| Service Charges |
No monthly service
charge* |
| Minimum Balance |
No minimum balance
required* |
| Interest |
There is no interest
paid on this account |
| Statements |
Check imaging is
offered free of charge. There is a $3.00 per month charge if
you choose to receive canceled checks in your monthly
statement
First order of VP50 checks free |
| Other
Features |
Unlimited free
access at Lindell Bank ATM’s and participating merchants
Free debit card
24 hour access to account information by phone or Internet
*Direct Deposit is required to
qualify for this account. |
Preferred Checking Accounts
Minimum Deposit to
Open Account |
$150.00 |
| Deposits |
No
limit on the amount or number |
| Withdrawals |
No
limit on the amount or number |
| Service
Charges |
No
monthly service charge*, no per-check charge |
| Minimum
Balance |
*Account
must be linked to a Preferred Savings. A minimum balance of
$1,000.00 is required in the savings to avoid a $7.00 monthly
service charge on the checking. If the checking minimum daily
ledger balance is greater than $500.00 the service charge will
be waived. |
| Interest |
There
is no interest paid on this account |
| Statements |
Check
imaging is offered free of charge. There is a $3.00
per month charge if you choose to receive canceled
checks in your monthly statement |
| Other
features |
Unlimited
free access at Lindell Bank ATM’s and participating
merchants
Free debit card
24 hour access to account
information by phone or Internet
|
NOW Checking Account
Minimum
Deposit to
Open Account |
$1,000.00 |
| Deposits |
No
limit on the amount or number |
| Withdrawals |
No
limit on the amount or number |
| Service
Charges |
No
service charge with a 1,000.00 minimum daily ledger balance,
however, if the balance in the account falls below $1,000.00
on any day during the statement cycle, there will be a $10.00
charge assessed for that statement cycle. |
| Interest |
The
interest rate and the annual percentage yield may change from
day to day. Both may be changed solely at the discretion of
this bank, and at anytime. Interest begins to accrue no later
than the business day we receive credit for the deposit of
non-cash items (i.e., checks). Interest is calculated daily,
compounded and credited monthly. If you close your account
before interest is credited, you will not receive any accrued
(but not yet credited) interest. |
| Statements |
Check
imaging is offered free of charge. There is a $3 per month
charge if you choose to receive canceled checks in your
monthly statement |
| Other
features |
Unlimited
free access at Lindell Bank ATM’s and participating
merchants
Free debit card
24 hour access to account information by phone or Internet |
ON ALL DEPOSIT ACCOUNTS THERE MAY
BE ADDITIONAL SERVICE CHARGES AND MISCELLANEOUS FEES APPLICABLE.
THESE CHARGES ARE SET FORTH IN THE GENERAL BANKING SERVICE FEES
SECTION BELOW.
| LINDELL
BANK SCHEDULE OF FEES |
| ATM Card Replacement |
$5.00 |
| Account
Reconciliation |
$15.00/hr |
| Account Research |
$15.00/hr |
| Bag of Coin |
$5.00 |
| Cashiers Check |
$5.00 |
| Chargeback Items |
$6.00 |
| Collection Fee |
$20.00 |
| Coupons (per
envelope) |
$10.00 |
| Domestic Draft |
$5.00 |
| Enhanced Image
Service |
$1.00 |
| Foreign Draft |
$25.00 |
| Garnishment
Processing |
$25.00 |
| IRS Levy Processing |
$25.00 |
| Image Disk |
$20.00 |
| Money Orders |
$3.00 |
| NSF Items |
$25.00 |
| Night Deposit Bags |
$20.00 |
| Non-Image Statement |
$3.00 |
| Overdraft Charge
(per item) |
$25.00 |
| Photocopies |
$1.00 |
| Safe Deposit Drilled |
$125.00 |
| Special Statement |
$6.00 |
| Stop Payment |
$25.00 |
| Telephone Transfer |
$3.00 |
| Temporary Checks |
$1.00/4 |
| Travelers Checks |
$1.00/$100.00 |
| Wire Transfer
(domestic) |
$15.00 |
| Wire Transfer
(foreign) |
$70.00 |
| Zipper Bags |
$2.00 |
|
