Annual Percentage Yield as of August 1, 2014
Rates updated on 8/1/2014 at 8:25:19 AM

SPECIAL CDs with NEW CHECKING ACCOUNT Δ
Term APY Interest
Rate
Compound
Method
Minimum
To Open
7 Month+* .25% .250% Quarterly $10,000
11 Month+* .25% .250% Quarterly $10,000
14 Month+* .30% .300% Quarterly $10,000
18 Month+* .30% .300% Quarterly $10,000
24 Month+ .50% .499% Quarterly $10,000
36 Month+ .40% .399% Quarterly $10,000



SPECIAL CERTIFICATES OF DEPOSIT
Term APY Interest
Rate
Compound
Method
Minimum
To Open
7 Month* .20% .200% Quarterly $10,000
14 Month* .25% .250% Quarterly $10,000
24 Month .25% .250% Quarterly $10,000
36 Month .30% .300% Quarterly $10,000



CERTIFICATES OF DEPOSIT
Term APY Interest
Rate
Compound
Method
Minimum
To Open
7-29 Days .10% .100% Upon Maturity $1,000
30-89 Days .10% .10% Upon Maturity $1,000
90-181 Days .10% .100% Quarterly $1,000
5 Month .05% .050% Upon Maturity $1,000
182 Days .20% .20% Quarterly $1,000
11 Month* .20% .200% Quarterly $1,000
12 Month .25% .25% Quarterly $1,000
13 Month* .25% .250% Quarterly $1,000
14 Month* .20% .200% Quarterly $1,000
15 Month* .20% .200% Quarterly $1,000
18 Month* .20% .200% Quarterly $1,000
19 Month* .20% .200% Quarterly $1,000
20 Month* .20% .200% Quarterly $1,000
21 Month* .25% .250% Quarterly $1,000
24 Month .20% .200% Quarterly $1,000
30 Month* .25% .250% Quarterly $1,000
36 Month .20% .200% Quarterly $1,000
48 Month 1.00% .996% Quarterly $1,000
60 Month 1.10% 1.095% Quarterly $1,000


SAVINGS AND CHECKING ACCOUNTS
Account Type APY Interest
Rate
Compound
Method
Variable Savings .20% .20% Calculated daily
compounded semi-annually
NOW Checking .05% .050% Monthly



MONEY MARKET ACCOUNTS
Balance APY Interest
Rate
Compound
Method
$0-$2,499.99 .00% .00% Monthly
$2,500 - $9,999.99 .05% .050% Monthly
$10,000 - $24,999.99 .05% .050% Monthly
$25,000 - $49,999.99 .10% .10% Monthly
$50,000 & Over .25% .25% Monthly


  • * Personal funds only ($5,000 minimum balance for monthly interest payment)
  • + New money only
  • Δ New checking account requires $150.00 minimum deposit
  • Penalties may apply for early withdrawals on IRAs and CDs.
  • These rates are subject to change without notice at any time.
  • Contact our Customer Service Department for more information
    at 314-645-7700 or email us by clicking here.
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